Entering Benefit Information for Different Classes of Employees

To enter different eligibility or benefit information for differentclasses of employees, one way to address this is to create separate plans (withdifferent plan numbers) for the different classes. Anotheroption is to have one plan, but distribute multiple

Explaining a Recent Change to the Wrap Documents

In the Wrap Summary Plan Description, the eligibility chart that appears under the “Eligibility and Benefits” section was recently changed to account for situations where employees have met measurement period requirements under the Affordable Care Act.

Is Cost-Sharing Information Included in the Wrap Documents?

Cost-sharing information is included in the benefit plan component documents (insurance contracts, benefit booklets, certificates, etc.) rather than the Wrap Summary Plan Description (SPD). As a reminder, the Wrap PlanDocument and Wrap SPD "wrap around" the benefit plan component documents to comprise